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Saving and Skill Development to Improve Livelihoods and Outcomes in Microcredit Projects
Category: Service Projects | By Editor, 19-Oct-2012 | Viewed 4783  Comments 0
Aimed to benefit 40 women in each of three new communities in the southern Katmandu valley of Nepal, this project is designed to strengthen microcredit activities supported by CORE (http://www.core-international.org/). It will offer training in producing organic vegetables and facilitating saving-&-credit activities. Women will individually or in small groups begin producing vegetables to sell so the income or saved expense (if purchasing vegetables) improves their livelihood. 


For the past five years, CORE has worked in coordination with its Nepali partner, Society for the Urban Poor (SOUP), to implement and monitor the 'Hand Up' microcredit program for extremely poor urban migrants in the city of Kathmandu and for disadvantaged women in the towns to the south of the city. We would like to express our sincere appreciation to the Mary Tidlund Charitable Foundation for its past and on-going partial financial support to this very successful program.

In January 2011, the women in one town requested training about growing vegetables and completed the course in July 2011. CORE and SOUP continued support and facilitation in the microcredit activities and mentoring in vegetables production.

In February 2012, we expanded CORE's Hand Up program to another town, where the women participated in training in vegetables production and completed their course in July 2012. Several women from other nearby communities observed the microcredit and training activities and have requested that CORE and SOUP offer these activities in three more villages.

The Nepali partner, SOUP, hires and trains facilitators to work in the communities. The facilitators support either the formation of a microcredit group or the strengthening of an existing group by helping the members to work in a more inclusive, democratic, transparent, and efficient manner. We offer the groups training in leadership and skills of their choice, which in this case has been the production of organically grown vegetables. In Nepali culture, vegetables are an essential and desired component of the daily meals of rice and lentils.

The training is conducted by an experienced agricultural technician hired for this purpose. She works closely with the microcredit facilitators. The classes are conducted once a week for 4 months, then for the next 11 months, the technician visits with the facilitator (who continues to visit daily or twice a week) to mentor and support the women in their production and marketing of the vegetables.

The project will run for one year from November 2012 to November 2012.

Project Cost

Facilitation of microcredit for one year and vegetable training in three new communities at $ 3,530 = $ 10,590, which complements our existing microcredit program that costs $12,800 per year. CORE requests $ 10,530 for the expansion to three new communities. Our total microcredit cost would be $ 23,390.


Frances Klatzel, Chairperson, CORE
Email: franceslk@gmail.com
Phone in Canada: 403-679-8358

Open the CORE microcredit proposal One Page.pdf

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